Which rider would be added to a policy to provide coverage for a spouse?

The rider that specifically provides coverage for a spouse is known as the Spousal Rider. This provision allows the primary policyholder to add their spouse to the insurance coverage, ensuring that the spouse is protected under the same policy for a specified amount or under certain conditions.

The Spousal Rider is designed to offer benefits such as life insurance protection, which may include the payout upon the death of the insured spouse, thus extending coverage directly to that individual. This type of rider usually operates in conjunction with the primary life insurance policy, allowing for a seamless coverage experience for couples.

In contrast, other riders such as the Family Rider typically extend coverage to all family members, including children, not just the spouse. The Dependent Rider is usually focused on covering other dependent individuals, which may not exclusively include a spouse. The Additional Insured Rider, while it may add coverage for another person, does not specifically indicate spousal coverage and could be used more broadly. Therefore, the Spousal Rider is the most appropriate choice for providing coverage specifically for a spouse.